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24 Jul 2008 at 12:00am NEWARK, Calif. - Risk Management Solutions, a catastrophe risk management company, said Thursday it estimates insured losses from Hurricane Dolly will be less than $750 million. The figure includes wind, flood and storm surge damage caused by the category 2 storm, which hit southwest Texas near the Mexico border Wednesday. It also ... 24 Jul 2008 at 12:00am BROWNSVILLE, Texas (AP) — Hurricane Dolly churned into a Category 2 storm as its eye neared the Texas-Mexico border Wednesday, bringing fierce winds and heavy rains that blew down signs, damaged an apartment complex and knocked out electricity to thousands. Forecasters warned of up to 15 inches of rain that could ... 21 Jul 2008 at 12:00am McALLEN, Texas (AP) — Residents along the Texas-Mexico border kept a watchful eye on Tropical Storm Dolly on Monday, stocking up on plywood, generators and flashlights as forecasters predicted the storm would strengthen into a hurricane later this week and make landfall. Hurricane warnings were issued late Monday for parts of ... 20 Jul 2008 at 12:00am Trapped in a hospital with 2,000 people in the aftermath of Hurricane Katrina, Dr. Anna Pou recalls her throat burning from the rancid smell. Toilets had backed up and temperatures in the eight-story building reached almost 110 degrees because the windows didn't open. Power had failed, levees broke and 80 percent ... 17 Jul 2008 at 12:00am State Farm Florida Insurance Co. is seeking a 47.1 percent rate increase in homeowners insurance policies in Florida. Spokeswoman Michal Connolly said the company has paid out $1.20 in claims and expenses for every dollar collected since 2000, paying out a total of $1.2 billion more than it was bringing in. "We ... 17 Jul 2008 at 12:00am State Farm Florida Insurance Co. said it will not renew about 50,000 Florida homeowner policies, starting Jan. 1. But some or all of those cancellations might not happen because the Florida Office of Insurance Regulation said it "is in the process of reviewing these [State Farm] filings ... 16 Jul 2008 at 12:00am NEW YORK (Associated Press) - Citing failure to provide aid to an agreed upon number of applicants by summer deadlines, Louisiana has imposed a more than $1 million fine on the private company running the massive Road Home program for Hurricane Katrina victims. ICF International Inc. of Fairfax, Va., was fined ... 14 Jul 2008 at 12:00am NEW YORK, July 14 /PRNewswire/ -- In an effort to assist in the relief for victims of the Midwest flooding disaster, five AXA Financial, Inc. insurance companies announced today that they have relaxed the grace period for policy premiums for those impacted by the extreme storms and severe flooding in ... 11 Jul 2008 at 12:00am California insurance regulators have ordered Allstate Insurance Co. to cut rates for homeowners coverage by an average of 28.5 percent, representing a savings of $255 million for policyholders. Allstate customers would save an average of $242 per policy per year, state Insurance Commissioner Steve Poizner said in a news release Thursday. Allstate, ... 11 Jul 2008 at 12:00am Firefighters worked to keep flames from reaching more homes after a lightning-sparked wildfire advanced Thursday in the Sierra Nevada foothills of California. The wildfire in Butte County destroyed at least 50 homes earlier in the week, mostly in Concow, and has sent as many as 10,000 residents fleeing. It continued burning ... 10 Jul 2008 at 12:00am MIAMI (AP) — Forecasters say Hurricane Bertha is moving slowly, but could regain major hurricane status as it heads toward Bermuda. The storm is currently a Category 2. It's unknown if or when the hurricane will make landfall and what impact it could have on Bermuda. Forecasters have been urging people ... 9 Jul 2008 at 12:00am MIAMI (AP) — Forecasters say Hurricane Bertha has weakened to a Category 1 storm. As of 11 p.m. EDT Tuesday, the center of the storm was about 580 miles northeast of the northern Leeward Islands and about 840 miles southeast of Bermuda. Maximum sustained winds decreased to 80 mph with some higher ... 8 Jul 2008 at 12:00am HARRISBURG, Pa., July 7 /PRNewswire-USNewswire/ -- Pennsylvania homeowners may be entitled to a reduction in their homeowners' insurance premiums, thanks to The Mortgage Property Insurance Coverage Act that Gov. Rendell signed into law on July 4. The law, which was spurred by the trade association Insurance Agents & Brokers, prohibits ... 8 Jul 2008 at 12:00am MIAMI (AP) — Hurricane Bertha continues to strengthen as it moves over the central Atlantic Ocean. As of 11 a.m. EDT Monday, the Atlantic season's first hurricane was centered about 775 miles east of the northern Leeward Islands. National Hurricane Center forecasters say Bertha is expected to turn in the general ... |
25 Jul 2008 at 11:19am When you buy a home in MO one of the expenses that you must consider is Missouri homeowners insurance. If you hold a mortgage on your home, then this will be required. The bank or lender will require insurance so that their investment is protected. Read on to learn some ways to find cheap Missouri homeowners insurance rates. 25 Jul 2008 at 10:39am When you are looking for cheap Kansas homeowners insurance rates, one approach you can use is buy your coverage directly from an insurance company's web site. Taking this approach will mean that you won't be dealing with an agent at all. In addition, you may need to call an 800 number if you have questions or need to report a claim. 25 Jul 2008 at 10:38am Homeowners Insurance is written in confusing terms. You may think you and your family are covered, but do you know for sure' Learn a few coverage secrets in this article! 25 Jul 2008 at 8:50am Home contents insurance is one of the types of insurance policies that you should have to protect your personal belongings in your home from loss, damage or theft...Whether you are a homeowner or a renter, it doesn't matter. The home contents insurance policy will financially protect you in case of events that none of us wants to think will ever happen to us - a fire, burglary, vandalism - and any number of other unforeseeable situations that most of us are unprepared to deal with. 25 Jul 2008 at 8:25am Approximately 90% of Americans live in areas considered to be seismically active but a very small percentage of people actually care your earthquake insurance. Too many people find out the hard way that earthquake damage is not covered by their homeowners insurance policy. A standard homeowners insurance policy will cover your dwelling and your personal property against many perils. Things such as damage from hail or wind during a storm, theft or vandalism, even a car crashing into your house would be covered by a standard homeowners insurance policy. 24 Jul 2008 at 10:24am Finding cheap California homeowners insurance rates is extremely important. As a California resident, you don't want to pay any more than you have to for your CA homeowners insurance coverage. People who live in this state are already paying some of the highest rates in the nation for their coverage. Here are some suggestions to keep rates down. 23 Jul 2008 at 4:55pm Find out why mortgage insurance is very important. It can literary keep you in your home if times go bad. 23 Jul 2008 at 4:10pm One of the easiest ways to save money on your homeowners insurance is to simply shop around to look for the best deal. If you get quotes from multiple insurance providers and find a company that offers the same or better coverage for less money than you are currently paying, then by all means switch companies. 23 Jul 2008 at 9:50am When we apply for and take out a mortgage on our property we are normally in good health and fully employed otherwise the mortgage company would not have entertained us. However, rarely in life is our path smooth and straight and at a time of unemployment or bad health, the last thing we would want to worry about is losing our home. This is where mortgage payment protection insurance comes into its own. 22 Jul 2008 at 11:07am This is an article about ways to try to avoid tenants-from-hell. Rogue tenants usually avoid letting agents, but even if you let your property privately there are still ways to discourage dodgy renters. 22 Jul 2008 at 10:40am Fires can have devastating consequences for any family. Even if no loss of life or serious injuries are caused from the fire, you may still end up losing a large portion of your belongings and it may very well result in you becoming homeless. Thankfully, if you have home insurance, much of what you've lost should be covered. 19 Jul 2008 at 10:06am Mortgage Protection Insurance can protect your family from having to sell your house in case of a tragedy. It is something that should be considered if you are afraid that your spouse's income will not be able to cover the mortgage payments. 18 Jul 2008 at 4:12pm Have you been wondering how to find low cost homeowners insurance in Colorado' No one wants to overpay for their coverage, and people living in CO are no exception. Please continue reading to get some good information about how to find homeowners insurance at a low cost for people living in the beautiful state of Colorado. 18 Jul 2008 at 11:34am Individuals who seek out home insurance can actually be denied. This denial isn't a discrimination issue or a lazy insurance company. There are simply aspects of a home or the land the home sits on that an insurance company will not cover based on their own rules and regulations. They are also not able to make exceptions due to the fact that they may only be authorized to carry certain types of insurance for certain types of properties. 17 Jul 2008 at 3:49pm Knowing how to find affordable homeowners insurance in Las Vegas, Nevada is extremely valuable to anyone who owns a home in that city. All the advice that is out there however is not necessarily accurate, so you need to be careful about the information provided on how to find affordable Las Vegas homeowners insurance in. If you are told to lower coverage or get dwelling only coverage, you can be sure that the information you have stumbled across on is not reliable. Read on to learn some of the basics of Las Vegas home insurance and also some way to save some money on your premiums. |
21 Jul 2008 at 5:59pm Yahoo conducts study on how the internet effects home buyers and home sellers.... "Yahoo! Inc., just released the results of a study they did on how the Internet influences home buyers and sellers and specifically how it influences consumers when it comes to selecting a real estate agent. No great surprises in the results (which were tabulated from a survey of 500 participants)' Yahoo's found that' Yes' the Internet plays a 'pivotal role in the selection process and was central in helping consumers identify agents'....." Future of Real Estate marketing28 May 2008 at 6:02am "Insurance industry officials say they expect $147 million worth of claims from the deadly tornadoes and hailstorms in northern Colorado last week. The Rocky Mountain Insurance Institute said Tuesday it expects a total of 20,000 claims for damage to homes and cars. State officials say the tornadoes destroyed nearly 80 homes and damaged roughly 770 others. Oscar Manchester, 52, was killed at a campground near Greeley. The Insurance Institute projects property owners will file 8,000 claims from the tornadoes and hailstorms combined, ranging from window damage to homes that were destroyed. The institute projects 12,000 auto claims ranging from hail dents to totaled vehicles. The $147 million estimate would make it the fourth-most-costly storm in state history". ......Insurance Claims 23 May 2008 at 12:00pm Google Maps adds Real Estate Listings "There's a new option to search for real estate: click on "show search options" and select "real estate" from the drop-down. The search results don't seem to be powered by come from Google Base. Google shows structured information about houses and lets you refine the results by price, number of bedrooms and bathrooms. Even if there aren't too many advanced features, it's interesting to see that Google Maps wants to index all the information that could be displayed on a map......Google Maps Real Estate Kentucky Insurance- Life Insurance Insurance in Kentucky Google Maps Real Estate Listing Search Page Kentucky Housing Market 23 May 2008 at 7:04am Kentucky Real Estate Investors "KREIA is a networking forum to educate real estate investors from the basics to the complex. We are an excellent choice for all levels of investors. Whether you are just starting out in real estate investing, or are working on your hundredth deal, KREIA can help you learn more, earn more, and have more fun doing it. ....." KREIA offers important resources for property investors. KREIA normally meets on the last Thursday of the month at Mastersons. Dick Wats Insurance, proud members of KREIA Rental-Property-Insurance.com 23 May 2008 at 6:20am "Success in residential real estate investing is determined by a variety of factors. One of these factors is how well an investor can market the rental property. Whether a potential renter is looking for houses in 'Louisville, KY or Jefferson County Kentucky or Metro Louisivlle' or anywhere else in the United States, these tips can help you make sure your property is seen....." Low Rate Rental Property Insurance Dick Watts Insurance 502-245-3625 20 Factors to Increase your Return on Investment on Rental Property...... Real Estate Investing Rentals Get the Highest Prices 15 Apr 2008 at 11:55am Kentucky Foreclosures up 45% Since Feb. "Kentucky foreclosures fell 1.3 percent in March from a year earlier, but rose 45.2 percent from February, according to the latest report from RealtyTrac Inc. The state ranked 38th in the nation in terms of foreclosure rates. Kentucky had 691 filings, for a rate of one foreclosure filing for every 2,733 households, in March. Indiana had 5,119 foreclosures in March, for a rate of one filing for every 538 households. That ranked it 11th in the nation. Indiana foreclosures rose 18.2 percent in March from a year earlier, and fell 0.5 percent from February. ...." Busines First Kentucky Foreclosures 8 Apr 2008 at 2:29pm Pending Home Sales Hit Record Low in Feb 08 An industry group said Tuesday that pending U.S. home sales fell in February to the lowest reading since the index began, signaling the housing market distress is not yet over. The National Association of Realtors' seasonally adjusted index of pending sales for existing homes fell to 84.6 from January's upwardly revised reading of 86.2. The index stood at 107.6 in February 2007.....more 8 Apr 2008 at 9:02am Foreclosures shown on heat map from TechCrunch "If you want to see in stark colors exactly how the mortgage credit crisis is spreading across the country, go to real estate search site HotPads and look at the foreclosure heat maps in your area. These are map mashups that take foreclosure data from RealtyTrac and overlay them on a color-coded map. Red indicates a high rate of property foreclosures per capita, and blue indicates a low level. Since foreclosures are now hitting record rates, there is a lot of red on these maps...." TechCrunch 29 Mar 2008 at 7:48am Vacant Homes for Sale....Insurance Carriers: "Insurers in general don't like to cover vacant homes. That's because such occurrences as theft, vandalism, fire and water damage are far more likely to happen in vacant houses than occupied ones and the resultant damage is more likely to be worse because no one is around to report it or stop it......" Vacant Homes for sale, insurance carriers 29 Mar 2008 at 7:42am Learning about Vacant Homes: "Homeowner's insurance is something that every homeowner must have in place at all times. But one issue concerning homeowner's insurance has been occurring a lot lately and causing a variety of problems for homeowners who have a bought a new home yet have not sold their old one yet. And that is the issue of insuring vacant homes. In today's market, it is not uncommon for homeowners to buy a new home without selling their old one first." Vacant Homes 29 Mar 2008 at 7:27am Now you can keep up with Real Estate news on Twitter with your free Twitter account. Inman News blog now offers info via Twitter: "you can now keep track of all the breaking real estate headlines from Inman News via Twitter. Just head over to InmanNews profile on Twitter, sign up for your own account and click the 'Follow' button. Do the same on any other accounts you find and you'll instantly start receiving automatic updates from them. I found a few other sources on Twitter you may consider following adding; CNN, BBC, The Financial Times and the New York Times - you may even want to do a search for your local news outlets too (I found The Oregonian, for example). Do this and you can stay on top of all the news as it hits and never be caught off guard.".... from Inman News Blog More Information: 13 Mar 2008 at 2:34pm Mortgage Rates Increase "Average 30-year fixed-rate mortgages hit 6.13%, up from 6.03%, the fourth increase in the past five weeks, Freddie Mac reported Thursday. Rates on 30-year mortgages dropped below the 6% threshold in the second week of January and stayed there for six straight weeks as the economic slowdown stirred concerns about a possible recession....." Mortgage Rates Increase 12 Mar 2008 at 10:06am Borrowing from a 401K should be last resort Cash-strapped consumers are developing a bad habit: using their retirement savings to tackle everything from credit-card debt and late mortgage payments to income tax bills. In 2007, 18% of employees reported taking out a loan from their 401(k) or 403(b) (the employer-funded equivalent for public educators and nonprofit employees), up from 11% in 2006, according to the Transamerica Center for Retirement Studies, a nonprofit. ... .Borrowing from 401k last resort 10 Mar 2008 at 5:43pm Can the Fed cut foreclosures in 2008' With the tough times of 2007 over and done, the big question in real estate is whether 2008 will be any better. Mortgage reform legislation has passed in both the House and the Senate, the President has recommended an interest-rate freeze for certain loans and HUD has introduced the FHASecure program. These efforts, however, have had little practical impact because final legislation from Capitol Hill has been neither completed nor signed, the President's proposals are voluntary and as of mid-December the FHASecure program had only funded several hundred loans......Foreclosures addl information: Foreclosures 26 Feb 2008 at 7:39am U.S. home foreclosures for January increased 57 percent from a year earlier, but the pace at least temporarily subsided in response to private and government efforts to help homeowners, RealtyTrac said. Mortgage companies and counselors, endorsed by the Treasury, are modifying many high-risk mortgages, aiming to improve affordability and keep borrowers in their houses. Foreclosure filings in January rose 8 percent from the prior month after jumping 19 percent a year earlier, the real estate marketing company said on Tuesday. Foreclosures up 57% 26 Jun 2008 at 4:13pm If you're looking for a relatively crime-free place to live, cities in the northeast dominate the top of the list of America's safest. This year's new number one, however, can be found in southern California. See this year's full list of the 24 U.S. places where security is abundant. 11 Jul 2008 at 1:44pm 26 Jun 2008 at 4:13pm 25 Jun 2008 at 12:22pm 26 Jun 2008 at 4:12pm |