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11 Mar 2010 at 11:00pm WASHINGTON—Insurer and reinsurer groups reiterated their opposition Wednesday to a bill that would have the federal government guarantee debt issued by eligible state catastrophe insurance programs that cover homeowners insurance. Two House Financial Services Committee subcommittees held a joint hearing Wednesday on the Homeowners’ Defense Act of 2009. Among other things, ... 9 Mar 2010 at 11:00pm Californians are aware of major earthquakes and the effect from temblors, but many have not taken necessary steps to make their homes safer and protect their personal finances, according to a just-released report. Residents are better about doing the obvious — such as collecting supplies and making backup documents — in ... 9 Mar 2010 at 11:00pm U.S. commercial property/casualty insurance rates declined 5% in February compared with a year earlier, MarketScout said Monday. Over the past six months, P/C rates have fallen 4% to 5% each month, which represents a “consistent pattern” of pricing in most coverage classes, Richard Kerr, CEO of the Dallas-based electronic insurance exchange, ... 4 Mar 2010 at 11:00pm RENO, Nev.—The chance of a significant earthquake rocking the Reno-Sparks area over the next half century is on the rise, with a 67 percent likelihood a magnitude 6.0 will strike within 31 miles by 2060, a new report said Wednesday. That's up from four years ago when the last report by ... 4 Mar 2010 at 11:00pm WASHINGTON—After a lawmaker agreed to drop his objections, the Senate voted final approval last night for legislation that included a reauthorization of the National Flood Insurance Program. Senate action followed an agreement by Sen. Jim Bunning R-Ky., to end his filibuster and allow the Senate to move forward with H.R. 4691, ... 3 Mar 2010 at 11:00pm WASHINGTON—Congress’ inability to renew the National Flood Insurance Program has potentially dire consequences, Federal flood agency management officials warned. The NFIP was allowed to expire Sunday when a congressional appropriations bill that included the program was held up by Sen. Jim Bunning, R-Kentucky. According to a memo written by officials of the ... 24 Feb 2010 at 11:00pm NEW ORLEANS — On Sept. 4, 2005, with floodwaters of Hurricane Katrina still standing in much of the city, Lt. Michael J. Lohman of the New Orleans Police Department arrived at the Danziger Bridge in eastern New Orleans. A group of police officers had ... 24 Feb 2010 at 11:00pm Edsel Hulse, a veteran who lives in Hollywood, said he's expecting his Citizens Property Insurance Corp. windstorm insurance policy premium to increase this year because state legislators in 2009 approved allowing the insurer to boost premiums by up to 10 percent annually. But he's also worried that may not ... 22 Feb 2010 at 11:00pm Are insurance carriers putting too much weight on the results of catastrophe models in underwriting risks and managing their concentration of exposures' Have insurers allowed rating agencies and reinsurers to bully them into an overreliance on the models, and do users understand the uncertainties inherent in such predictive analytics' Those ... 22 Feb 2010 at 11:00pm The risks confronting insurers appear to become more complex every day. Traditional risk, notably catastrophes, remains a core concern for underwriters. But newer risks, such as inflation and even advancing technology, must be taken into insurers' risk management calculations as well, observers say. Property catastrophe risk “is and continues to be the ... 19 Feb 2010 at 11:00pm HARRISBURG - Pennsylvanians who suffered property damages as a result of the recent winter storms should carefully review their homeowners insurance policies. That's the advice from the Pennsylvania Insurance Department. Damage to your house and its contents caused by weight of snow or ... 17 Feb 2010 at 11:00pm The property and casualty insurance industry continued to edge out life and health insurers in a customer satisfaction survey, but overall satisfaction with p&c dropped slightly, according to a national survey. The American Customer Satisfaction Index, a quarterly index produced by the Ann Arbor, Mich.-based market research firm, found that despite ... 16 Feb 2010 at 11:00pm PMI Mortgage Insurance, a principal operating subsidiary of The PMI Group, has announced that Fannie Mae has approved PMI Mortgage Assurance Company as a direct issuer of mortgage guaranty insurance. PMI Mortgage Assurance Company (PMAC) is an existing subsidiary of PMI Mortgage Insurance (MIC). Pursuant to Fannie Mae's approval, PMAC ... 15 Feb 2010 at 11:00pm WASHINGTON - Catastrophe modeler EQECAT Inc. estimates that the two winter storms that raked the mid-Atlantic region earlier this month caused more than $2 billion in insured losses. Two storms struck the area, the first beginning on Feb. 5 and the second last week, leaving ... |
13 Mar 2010 at 10:29am As the economy changes and home ownership may not be in your immediate future, let's take a look at the insurance issues associated with renting an apartment or renting a home. One of the biggest misconceptions that plague the insurance industry, is that the person or company that is renting you a place to live is somehow responsible for the things inside of your home. 12 Mar 2010 at 3:42pm Landlord Insurance for investment property differs from that for owner occupied property in that it does have a greater risk factor built into it. This article outlines the kind of insurance options that are available for residential landlords in the UK. Essentially, this insurance falls into three main categories; Landlord Buildings Insurance, Landlord Contents Insurance and Rental Guarantee & Legal Expenses Insurance. 12 Mar 2010 at 2:13pm Do you need to purchase renters liability insurance if you are a renter living in a home, condo, apartment, or town house' Doesn't the landlord already have insurance coverage that will cover any damages, losses, or injuries on the property' 12 Mar 2010 at 1:39pm There are trusted tips that will help you get the best home insurance rate. It is important that you understand the terms associated with comparing home insurance quotes as this will help you when researching for the best home insurance policy. Before you start comparing free quotes on home insurance, you need to understand the following: 12 Mar 2010 at 8:51am Just as any competent homeowner grasps the import of safeguarding his or her home with acceptable insurance coverage, let property owners must be equally vigilant when it comes to safeguarding their let properties. Nevertheless, let property owners oftentimes make the pricey oversight of incorrectly or under insuring their properties, only to ascertain later when trying to make a claim that the property is not in fact acceptably covered. 12 Mar 2010 at 8:07am Getting insurance for your house doesn't have to be expensive. Using the internet you can get quotes from multiple insurance companies to get a cheap rate. 12 Mar 2010 at 7:48am Buying homeowners insurance can be something of a vexed minefield, and one question that might arise is whether or not one should use the services of either a broker or an agent to help them, and what are the differences between the two. The first point to bear in mind is that, although both can find insurance quotes that will afford you protection, they will go about obtaining the quotes in different ways. 12 Mar 2010 at 7:46am It is vitally important for home owners to carefully read and review all of their home owner's insurance policy documents to ensure that they are adequately covered in the event of loss for all eventualities that might reasonable afflict a property in their particular location. Under certain circumstances and in certain locations, obtaining coverage for certain eventualities has proven difficult for some households in the past, and this is especially true with regards to properties located near or on waterfront areas with regards to obtaining both flood damage cover and also hurricane and wind damage coverage. 12 Mar 2010 at 7:44am Prior to actually purchasing a home owner's insurance policy, it is important to be aware of the various factors involved and the carious types of insurance products and types of coverage available. Understanding these factors can definitely make purchasing home insurance a more stress-free and successful undertaking. 11 Mar 2010 at 10:54pm This can be a bit of a daunting question, especially for those new to the world of purchasing homeowner's insurance. Perhaps the first place to start when working out how much insurance you will need is to fully go into the value of your home-including your personal property within - but excluding the value of your land. 11 Mar 2010 at 10:53pm Buying any new insurance policy can be a time-consuming and confusing undertaking, and homeowner's insurance is certainly no exception. One of the first things to remember is that insurance policies are issued on two bases. 11 Mar 2010 at 10:53pm Home owner's insurance is a vital consideration for all home owners, but in certain circumstances there can be problems associated with obtaining adequate insurance, and, in some cases, with obtaining insurance at all. One such situation where problems can arise is when a property is situated near to a coastline and the probability of flood damage precludes insurance. Also, there may be problems with obtaining certain types of coverage, such as fire and flood. 11 Mar 2010 at 4:53pm First, in very basic terms, there are certain terms that you will come across in the course of your research into insurance policies and prices. "Policyholder" is one such word, and it refers to all persons in relation to an insurance policy. The actual policyholder is the person (or persons) that are actually named on the policy. 11 Mar 2010 at 4:52pm Buying home owner's insurance can be confusing and expensive, but there are several ways in which you can maximize your cover and save your costs. The first thing to do is make sure you shop around as widely as possible, as there are now a wide variety of companies that are offering home owner's insurance - not just the traditional style companies. 11 Mar 2010 at 4:28pm During the course of purchasing home owner's insurance, it may not occur to you that there would be any problems with the actual insurance itself. Such issues can be more tricky to navigate once you have the policy, and it is a good idea to address any potential issues before they arise in order to prevent any problems later on. |
25 Mar 2009 at 11:57am Interest rates are at record lows, which makes this a pretty fantastic time to refinance. But there's just one problem...find out what it's going to cost you to re-do your loan. 23 Feb 2009 at 3:50pm A Missouri family bought a cave a few years ago, built a house within it, and now is facing foreclosure. The property is up for bidding on eBay. What would your bid be' 29 Jul 2008 at 3:26pm 29 Jul 2008 at 3:22pm If you're looking for a relatively crime-free place to live, cities in the northeast dominate the top of the list of America's safest. This year's new number one, however, can be found in southern California. See this year's full list of the 24 U.S. places where security is abundant. 29 Jul 2008 at 3:22pm 23 Jul 2008 at 3:40pm The extra coverage is relatively inexpensive - for a small village it can amount to less than $100 a year - and in many cases it's a standard feature of government insurance pools. |